If you are lucky enough to have family or friends that live nearby, you may consider asking them if you can stay there while your home is going through the restoration process. It’s important to make them clear on the timeline for the restoration so they know approximately how long you will be staying. It’s also important to discuss any house rules they might have to make sure you are being polite guests. 

Some homeowner insurance policies have what’s called a “loss of use” fund. This is a portion of money set aside that can be used to cover living expenses and other daily expenses while your home is being restored. It’s important to keep all receipts and documents of these purchases to turn them into your insurance company. Make sure to read your policy thoroughly or go over it with an agent to understand what is and what is not covered in your policy.  

If you can’t find a family member or friend to stay with, and your insurance policy doesn’t cover a hotel stay, in some cases a local disaster relief service can help. These are organizations such as the American Red Cross or the Salvation Army. They help to find you temporary housing, food, clothing, and other necessities.